Appraisal
It is the separate determination of the features, quantities and amounts of the values, which will be insured in accordance with their coverage groups.
After the appraisal process if the parties agree with the determined aspects the agreed appraisal has been done.
Through the agreed appraisal the deficient and/or excess insurance of the insured values is prevented.
The main sectors for which appraisal studies are performed are food, automotive, energy, textile, tourism, harbor/marina and boat, airport, mining, machine manufacturing industry etc.
The determination processes of the second hand market values of the machinery, electronical device equipment which will be purchased through leasing and be insured, of their new replacement values and of the depreciation arisen because of any damages are also performed.
Risk Analysis
It is the study for the insured to determine the risks accurately, to analyze the determined risks one by one for guaranteeing the accurate coverages by the insurance companies under appropriate conditions.
Besides especially the commercial and private excursion boats (sailing boats and motor yachts), ships and marine vessels (break bulk cargo, dry cargo, container, passenger, ro-ro, tanker, fishing boats, towboats, floating pontoons and platforms, wet docks, etc.), aviation risks, machinery installments and electronical devices it is also provided services in construction areas (highway-road constructions, dams, harbors, marine structures, tunnels, buildings, metro constructions, etc.).
Loss Adjustment
After the damage notification is submitted to us, it is contacted with the insured in the shortest time. Upon the made appointment the damage area will be visited and a status evaluation will be performed.
The reasons of the damage will be investigated and the policy coverages will be controlled. The amounts and quantities declared by the insured on the damage claim are assessed by taking the insurance amounts into consideration.
The determinations made during the loss adjustment studies, the acquired documents and findings, declared minutes and reports are studied neutrally and the loss adjustment report is prepared accordingly and after mutual agreement it is submitted to the insurance company and insureds.